Guarantees of optimal protection

Ensure against the loss and theft of your belongings

Warranties Home Warranty
Basic guarantees
  • Fire

  • Ice break

  • water damage

  • disasters and natural events

  • Theft and vandalism

  • Responsability civil

  • Responsability penal
additional guarantees
  • electrical damage to appliances

  • "Brand new" warranty for appliances, hi-fi equipment
    and computer science under 5 years

  • Legal protection in case of dispute

  • Guarantee "financial losses: relay
    of the payment of monthly payments of a real estate credit subscribed(1)

  • Disaster Assistance Services
    or removals
Additional guarantees(2)
The Financial Pack To increase the financial protection of your assets (doubling the amount of movable capital and valuables(3) guaranteed).
To remove damage deductibles(4)
the house pack To extend coverage to specific equipment in your home: responsibility related to pools, damage to verandas over 9m and outbuildings and ancillary premises(5)

An attractive price

With Garantie Habitation, you have the guarantee of complete protection at a competitive rate.

Simplified management

From your secure client area My online bank, rubric; « insurance / guarantee
dwelling » :

  • Perform a custom simulation
  • save your quotes (valid for 3 months)
  • finalize your subscription online
  • find all documents related to your contracts
  • download your insurance and school certificates


Guarantees offered

  • The protection of your means of payment

    In case of loss or theft of your means of payment (check books, bank cards, Moneo), the sums debited from your bank accounts,(1) you are reimbursed..
  • The theft of your species

    Cash withdrawn at a cash machine(2) since less than 24 hours and stolen
    as a result of an assault you are reimbursed.
  • Your keys and important papers

    - Keys to your main residence (front door, gate, garage including remotes)
    are insured
    Replacement and locksmithing fees are also supported(4).
    - In case of loss or theft of your official documents (identity card, passport, registration card,
    driver's license ...), the insurance covers the expenses related to their replacement(3) .
  • Your fraudulent telephone communications

    the insurance covers the refund of past fraudulent communications
    following the theft of your mobile phone(5).
  • Your leather goods

    If your purse or wallet is stolen at the same time as your means of payment,
    the insurance allows you to receive an indemnity of 75 €, intended to compensate all or part
    the harm suffered(6).


  • In case of theft, Service Employment Checks are also reimbursed(1).
  • In the event of a break-in of your bank safe deposit box, we will refund the keys and break-ins
    and the restoration of the safe.
  • Boat and fishing licenses are replaced in the same way as your identity papers.

UNION STANDARD BANK, the bank that accompanies you and helps you realize your projects. We are available 7 days / 7 and willing to accompany you

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